Wagner, Bill 
Keller Williams, Atlanta Partners

770 775 2600
770 316 5519
678 922 1324
Lead Email:
Bill @BillWagnerHomes.com


Shopping for a Mortgage Loan

    The first and most important step is getting pre-approved for a mortgage. This process will give you the information as to what your monthly mortgage payments will be and how much house you can afford. 

    Filling out a mortgage application, usually online, is the first step toward your buying process. You cannot make an offer without the pre-approval letter from your mortgage company.   

    The mortgage industry has changed so much over the last couple of years.  It is still changing, and because of this, talking to a mortgage company should be your first step in looking for your home. Then you can decide on the type and affordability of home you will search for. No matter how great your credit is, there are still pitfalls to getting mortgages. I see people get in the car and ride around and find a home and it is out of their price range by $25,000, some as much as $50,000. This is a waste of your time and gas. Shop smart, get pre-approved first! Rates are still at record lows! Contact me for consultation on mortgage professionals that work with our team.

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